MTRA President Phil Goddard of Indiana and MTRA Vice President Joe Rooney of Maryland were asked to be on a panel of the American Bankers Association and American Bar Association joint conference of money transmitter issues and money laundering topics. The conference was from October 30 through November 1 at the Marriot Wardman in Washington D.C., and was attended by over 1,100 bankers and attorneys. The panel was moderated by Ezra Levine and Goddard and Rooney were joined on the panel by William Langford of FinCen and Tom Haider of Moneygram. The focus of the discussion was on the new MOUs as they relate to MSBs, interaction with the federal authorities regarding examinations, and the closing of MSB’s accounts by banking institutions. This breakout session was well attended by over 200 attendees and was the only session to include state regulators.