MTRA 16th ANNUAL CONFERENCE
Conference Program

SUNDAY, NOVEMBER 12, 2006
8:00 a.m. Registration (Registration Desk will be open throughout all days/hours of the meeting)
8:30 – 4:30 p.m. EXAMINERS SCHOOL - ONLY MSB Regulators may attend the School
8:30 – 9:00 a.m.
 Breakfast (School Only)
9:00 – 10:00
How to investigate an MT license application
  Nick Kyrus, Deputy Commissioner, VA Bureau of Financial Institutions
Karen Heede, Principal Analyst, VA Bureau of Financial Institutions
10:00 – 11:30
 Money Transmitter Composite Ratings
  John Bishop, Senior Administrator, Ohio Division of Financial Institutions
Rollin Badal, Financial Examiner, Maryland Division of Financial Regulation
Ryan Seals, Money Transmitter Examiner, Wyoming Division of Banking
11:30 a.m. – 12:30 p.m.
 Lunch on your own
12:30 – 4:30
 A Hands-on Approach for examining MSBs
  Koko Ives, Regulatory Policy Project Officer, Financial Crimes Enforcement Network
Terri Malone, Bank Secrecy Act Specialist, Internal Revenue Service
Joseph McRae, Compliance Project Officer, Financial Crimes Enforcement Network
2:30 – 5:00 p.m. Board of Directors Meeting
3:00 – 5:30 p.m. MTRA Committee Meetings as needed
6:00 – 7:00 p.m. Regulators Only Reception
MONDAY, NOVEMBER 13, 2006
7:30 a.m. Registration open until Noon; reopens at 6:00
7:30 - 8:30 a.m. Morning Hospitality
9:00 a.m. – Noon Industry Only Meeting
8:30 – 9:00 a.m. MTRA Business Meeting (Member States Only)
9:00 – 10:30 a.m. Roundtable Discussion (Member States Only) 
10:30 – 10:45 a.m. Morning Break
10:45 – Noon Roundtable Discussion, Continues (Member States Only)
Industry Only Meeting, Continues
Noon Lunch on your own, Afternoon on your own
Afternoon Tours Please see the separate brochure for places to enjoy during your unscheduled afternoon in Santa Fe
6:00 – 7:30 p.m. Opening Reception – All Attendees
TUESDAY, NOVEMBER 14, 2006
7:30 – 8:30 a.m. Morning Hospitality
8:30 – 9:00 a.m. Welcome and Opening Remarks
9:00 – 9:45 a.m. Keynote Presentation

Robert W. Werner, Director, Financial Crimes Enforcement Network
9:45 – 10:45 a.m. Presentation from ICE (U.S. Immigration and Customs Enforcement)

David G. Eoff, Chief, Commercial Fraud and IPR Unit, ICE Financial and Trade Investigations Division
10:45 – 11:00 a.m. Morning Break
11:00 a.m. – 12:00 International Session

Nick Kyrus, Deputy Commissioner, VA Bureau of Financial Institutions, moderator

Daniel Weiss, Senior Vice President, Microfinance International Corporation,Washington, DC
Mr. Weiss will speak on "International Microfinance - Issues and Challenges".  He will describe a business model of providing a combination of services to residents of different countries, including money transmission, check cashing, mortgage loans, and consumer finance loans, including the issues and challenges of doing so. The model is partly based on leveraging money transfer transaction and check cashing histories to help understand someone's credit worthiness and provide them access to loans and the chance to build a credit history.

Moises Jaimes, President – USA Banking, BBVA Bancomer
12:15 – 1:45 p.m. Luncheon & Presentation

"What’s Gender Got To Do With It? An Instruction Course on How to Communicate Effectively with the Opposite Sex"

Susan Carnahan
A fair and square look at the differences in the way men and women communicate.  Susan enthusiastically evaluates these contrasts through humor, facts, and documented research, and then relates it all to the areas of leadership, team building, negotiation skills, and customer service.
2:00 – 3:00 p.m. MTRA,  MSBs and OFAC: A Synergy of Compliance

Gerard "Jerry" W. LiVigni, U.S. Department of the Treasury, Office of Foreign Assets Control
The presentation will be an overview of OFAC compliance with clarification and guidance for MSBs and their Regulators
3:00 – 4:00 p.m. Banks and MSBs from the Federal Perspective

Randall James, Commissioner, Texas Department of Banking, moderator
Lisa Arquette, Associate Director, Federal Deposit Insurance Corporation  
William Bliss, Examiner – Bank Supervision, Federal Reserve Bank of Dallas  
Molly McKnight, NBE - Southern District Compliance Lead Expert, Office of the Comptroller of the Currency
Deborah Silberman, Senior Program Advisor for Policy, Financial Crimes Enforcement Network.
4:00 – 4:15 p.m. Afternoon Break
4:15 – 5:15 p.m. Regulatory Update

Ezra Levine, Esq., Partner, Howrey
5:15 p.m.  Adjourn, Dinner on Your Own
WEDNESDAY, NOVEMBER 15, 2006
7:30 – 8:30 a.m. Morning Hospitality
8:30 – 9:30 a.m. Who’s Minding the "Store"?

John Bishop, Senior Administrator, Ohio Division of Financial Institutions, moderator
John Ricci, General Counsel, Green Dot Corporation
Ronald B. “Skeet” Rolling, Senior Director – Compliance, Risk and Fraud, Incomm

We’ll hear an update and examine some of the technological aspects of stored value cards.
9:30 – 10:30 a.m. Transmitting Money in Cyberspace:  Challenges and Opportunities

Bob Venchiarutti, Deputy Commissioner of Banks, California Department of Financial Institutions, moderator
Joe Cachey III, Senior Vice President - External Partnerships, Leadership and Strategies
Western Union Financial Services, Inc.
John Muller, General Counsel, PayPal
MoneyGram Representative (invited)
Peter Ohser, Director, Business Process & Organizational Readiness, MoneyGram International, Inc.
10:30 – 11:00 a.m. Morning Break
11:00 a.m. – 12:30 p.m. The Road Ahead: An Industry Perspective

Tracy Hudson, Director, Nondepository Institutions, West Virginia Division of Banking, moderator
Paul S. Dwyer, Jr., CEO, Viamericas Corp.
Ronald Schwartzman, Director of Legal Affairs and Chief Compliance Officer, Servicio UniTeller, Inc.
12:30 – 12:45 p.m.  Closing Remarks
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