| SUNDAY, September
12 |
|
2:00 – 4:00
p.m.
|
Board of
Directors Meeting |
|
5:00 – 8:00 p.m.
|
Registration (Registration
Desk will be open throughout all days/hours of the meeting)
|
|
| MONDAY, September
13 |
| 7:30 a.m. |
Registration open
for the day |
| 7:30 - 8:30 a.m. |
Morning Hospitality |
| 8:30 - 9:30 a.m. |
MTRA Business Meeting ( Members
Only )
|
| 9:30 - 10:30 a.m. |
Roundtable Discussion ( Members
Only ) |
| 10:30 - 10:45 a.m. |
Morning Break |
| 10:45 a.m. - 12 noon |
Roundtable Discussion,
Continued ( Members Only ) |
| 12 noon - 1:30
p.m. |
Lunch on Your Own |
1:30 p.m. - 5:30
p.m.
|
Regulators School
"Focusing
on BSA Compliance and Agent Monitoring"
This seminar for regulators will provide useful information
from the perspective of industry about what to look for when
examining BSA/AML compliance programs and will also cover agent
monitoring. Presenters will include individuals employed in industry
as well individuals who provide legal and consulting services
to industry.
Humberto "Bert" R. Gonzalez, III, moderator
Examiner, Special Audits Division
Texas Department of Banking
Austin, TX
Oscar A. Herasme, Esq.
Executive Director
National Money Transmitters Assn
Union City, NJ
Juan Llanos
AML Compliance Officer
Remesas Quisqueyana, Inc.
New York, NY
Ronald Schwartzman, Esq.
General Counsel and
Director of Legal Affairs
Servicio Uniteller, Inc.
Rochelle Park, NJ
Carol Van Cleef, Esq.
Partner
Katten Muchin Zavis Rosenman
Washington, DC
Rodger Zepka
CEO & President
Envios R. D. /Pronto Envios
New York, NY
|
| 1:30 - 4:30 p.m. |
Industry Only Meetings
Jorge Guerrero, Esq.
Chief Compliance Officer
Vigo Remittance Corp.
Sunrise, FL
Ezra C. Levine, Esq., Co-chair
Partner
Howrey Simon Arnold & White
Washington DC
|
| 6:00 p.m. - 7:30
p.m. |
Opening
Reception – All
Attendees |
|
| TUESDAY,
September 14 |
7:30 a.m. - 8:30
a.m.
|
Morning Hospitality
Underwritten by the National Money Transmitter Association |
| 8:30
a.m. - 9:00 a.m. |
Welcome and Opening Remarks
Richard Fulkerson
Commissioner
Colorado Division of Banking
Denver, CO
J. Philip Goddard
President
MTRA Board of Directors
Deputy Director and Chief Counsel
Department of Financial Institutions
Indianapolis, IN
|
| 9:00 - 9:45 a.m. |
Keynote Presentation
"Global Money
Transfer Trends - - An Insider's Perspective"
Bringing
a global industry perspective, Ms. Gold will address the
drivers behind the domestic and international money transfer
business and the important strategic opportunities and issues
her company and the industry are facing today.
Christina Gold
President
Western Union Financial Services, Inc.
Senior Executive Vice President
First Data Corporation
Greenwood Village, CO
|
| 9:45 - 10:45 a.m. |
"Money
Laundering Investigative Steps"
This session will focus on how to follow the money and catch
the crook! Examples of money laundering investigations will be
shared (with names changed to protect the innocent!)
Ralph M. Fatigate
Associate Director
Protiviti
New York, NY
|
| 10:45 a.m. - 11:00
a.m. |
Morning Break |
| 11:00
a.m. - 12 Noon
|
"Regulation and Supervision of MTBs in the Absence of a Central Government: The Challenges and Successes of the Remittance Sector in Somalia"
Somali MTBs provide the largest infusion of hard currency, subsistence income to over 23% of the population and the only means of trade facilitation and investment. In short, the Somali MTBs are critical to the prevention of a humanitarian crisis and to the continued growth of the private sector in this war-torn country.
Abdusalam Omer
Programme Manager, Governance & Financial Services
United Nations Program
Somalia
|
| 12:15 - 1:45 p.m. |
Luncheon Presentation
"Developing
a Comic Vision"
Come hear some outrageous stories and see some unusual props
and gain a fresh perspective on work and life through the principles
of laughter. Discover how to harness humor to instantly reduce
stress and renew your spirits throughout the day.
Tim Gard, CSP
Motivational speaker, trainer,
humor philosopher
Comic Visions
Denver, CO
Luncheon presentation underwritten by Western Union Financial
Services, Inc. |
| 2:00 - 3:00 p.m. |
"Importance of the Independent Audit of an Anti-Money
Laundering Program"
Among other things, the USA Patriot Act Section 352 and implementing
BSA regulations require MSBs to maintain a 4-point anti-money
laundering program. One of these critical 4 points is an
independent audit or testing of the compliance and AML program. This
panel will address key elements of a sound independent audit
and the benefits to both the MSB and the servicing financial
institutions.
Michael R. McDonald, moderator
Consultant
Miami, Florida
Oscar A. Herasme, Esq.
President and General
Counsel
External Compliance Officer, Inc.
Union City, NJ
Katherine L. Johnson, CAMS
Associate Managing
Director, Financial Services & Anti-Money
Laundering Group
Kroll Associates, Inc. – Latin America & the
Caribbean
Miami, FL
|
| 3:00 – 4:00
p.m. |
"CashPoint: the Anatomy of a
Failure"
This session will focus on the unique aspects of the bill payment
industry, as well as issues of broader implications for money
transmitter regulators in the age of new technologies. Issues
facing consumers, regulators, and billers will be discussed!
Carol Van Cleef, Esq., moderator
Partner
Katten Muchin Zavis Rosenman
Washington, DC
Andrea Balough
General Counsel
American Payment Systems, Inc.
James Keiser
Administrator, Non-Depository Institutions
Bureau of Supervision & Enforcement
Department of Banking, Commonwealth of PA
Harrisburg, PA
|
| 4:00 p.m. - 4:15
p.m. |
Afternoon Break |
| 4:15 - 5:15 p.m. |
FinCEN Presentation
William J. Fox
Director
Financial Crimes Enforcement Network
Department of the Treasury
Washington, DC
|
|
| WEDNESDAY,
September 15 |
| 8:00 a.m. - 8:45
a.m. |
Morning Hospitality |
| 8:45 – 9:15
a.m. |
"Working in Partnership with the States"
We will be discussing the template that will be used to work in partnership with the states for compliance with the Bank Secrecy Act
Maureen Sanders
National Program Manager, AML Program, Small Business Self-employed Division
Internal Revenue Service
Washington, DC
|
| 9:15 - 10:00 a.m. |
"Legislative Challenges for the
Future"
Federal developments, new state legislation and regulatory challenges
will be discussed.
Ezra C. Levine, Esq.
Partner
Howrey Simon Arnold & White
Washington DC
|
| 10:00: 10:30 a.m. |
"Joint Examination Process Report"
This will be a report of the progress made by the members working
on the Joint Exam process
Humberto "Bert" R. Gonzalez, III, moderator
Financial
Examiner, Special Audits Div.
Texas Department of Banking
Austin, TX
John Bishop
Senior Administrator
Ohio Division of Financial Institutions
Columbus, OH
Julio Prada
Financial Institutions Manager
California Dept of Financial Institutions
San Francisco, CA
|
10:30 a.m. - 10:45
a.m.
|
Morning Break |
| 10:45
- 11:30 a.m.
|
Presentation by FinCEN
The focus of this presentation will be regulations, compliance and guidance.
William D. Langford, Jr.
Associate Director
Regulatory Policy, Programs and Enforcement
Financial Crimes Enforcement Network
Department of the Treasury
Washington, DC
|
| 11:30 a.m. |
Closing Remarks
J. Philip Goddard
President
MTRA Board of Directors
Deputy Director and Chief Counsel
Department of Financial Institutions
Indianapolis, IN
|
|
